credit repair blog – fix and clean credit

Michael Saunders asked: Regarding the ability to fix bad credit, consumers have a very important right found in The Fair Debt Practices Act. Namely, consumers have the right to have a collection account validated.Outlined in the FDCPA, there is a process known as validation and it is significantly different from the common process of verification. [...]

Irena Bocheva asked: Clean credit history can only be achieved with the right amount of financial discipline, budget planning and dedication. At least that’s what the mainstream credit advisers preach. In reality there are easier and faster ways that can take you to a better credit. Here are 3 simple tips that will help you [...]

Chris Rutherford asked: When you’re trying to fix your bad credit, you cannot afford to make mistakes that would be difficult, if not impossible, to undo and make the credit repair process longer and harder. The following are 5 common mistakes in credit repair and how to avoid them.1. Ignoring Collection LettersIt’s tempting when you’re [...]

Mike Geraghty asked: 1. Request all three of your credit reports from Equifax, TransUnion and Experian. You will most likely come across several errors as it’s estimated that up 70% of all credit reports contain errors. It’s likely that the information will vary between the 3 credit bureaus. You can order your credit reports free [...]