credit repair blog – fix and clean credit

Jim Kemish asked: The Fair Credit Reporting Act (FCRA), and the Fair and Accurate Credit Transactions Act (FACTA) amendment to the FCRA of 2003, is the federal legislation that governs the credit reporting industry. Statutes of limitation for reporting time limits are provided by this legislation. Knowing how these time limits work is essential to [...]

Irene Miller asked: Holidays are over, everybody’s back to work, normal routines take their place, and suddenly the mail from your credit card company arrives. Looking at the credit card bill, you almost keeled over at the sheer amount you owed the company. You wondered whether the numbers printed on the report are right, or [...]

Tim Gorman asked: The credit repair industry seems to be growing every year. Probably due to the rising amounts of debt, there are more companies than ever offering to take your bad credit history and repair it, so that you a more likely to be accepted for loans and bank accounts. There are many companies [...]

Chad R Fisher asked: When preparing to select a credit repair company, make sure you do your homework. Each company offers different services and you need to read the fine print so you don’t overpay for unnecessary services. When you select a credit repair company the process should be easy, effective and most important the [...]

Frank Lucer asked: It is an unfortunate truth that the credit repair industry as a whole has taken a lot of heat because of the actions of several unethical and (sometimes) illegal credit repair organizations.  The Federal Trade Commission has worked with various states\’ attorneys general to shut-down those credit repair companies that operate outside [...]

Mark Henry asked: A list of ten credit repair tips follows. This is by no means a complete list, maybe just enough to get you started.Credit Repair Tip #1 Look for free information before you buy anything. Did you know that the three major credit bureaus, Experian, Equifax and TransUnion, are required to provide consumers [...]

Mark Henry asked: It may not be possible to provide you with everything you wanted to know about credit repair in this brief article, but here we attempt to give you the do-it-yourself basics and the facts about the many credit repair schemes that are being advertised and should be avoided.Some companies advertise that they [...]

Abby Shemesh asked: Credit repair can be a real challenge if you do not understand how to go about doing it. In saying that, you can easily do a Google Search on Credit Repair Resources and learn a couple tricks or two in no time – right? I don’t know if it is that easy [...]