credit repair blog – fix and clean credit

Nathalie Fiset asked: Credit companies always appeal to consumers who have poor credit history and they often promise to erase bad credit, to clean credit reports and even create new legal identity. But can they really help in repairing bad credit history?Here are some points to consider when deciding on seeking any help from credit [...]

Tony Banks asked: Hundreds of people have gone through foreclosures and, interestingly, have bounced back from its effects. The fact that you had a challenge in this area means that it is most probably listed in your report. How do you raise your immune level to reduce the impact of such an account on your [...]

Irena Bocheva asked: Clean credit history can only be achieved with the right amount of financial discipline, budget planning and dedication. At least that’s what the mainstream credit advisers preach. In reality there are easier and faster ways that can take you to a better credit. Here are 3 simple tips that will help you [...]

Hyder Khan asked: Are you being denied credit everywhere you go because you have bad credit? Are you being offered outrageous interest rates for a loan-refinance or for the purchase of a new home? In the United States, negative items remain on your credit report for at least 7 years. Did you recently run into [...]

Ian Hollander asked: In this article we are going to answer the proverbial question that many just starting out on the credit repair path ask: “can I fix my credit myself…or do I need to hire a credit repair company?”The answer is actually quite simple, and actually conforms with what the Federal Trade Commission recommends [...]

Vincent Polisi asked: If you want to learn how to fix credit fast, then you will want to read this article. Specifically, we will be discussing the first thing you need to do and what options you have to raise your score. When you are finished reading this article, you should be prepared to begin [...]

Amos Amsterdam asked: Many people who come to me for credit repair advice will immediately ask for credit repair letter samples. It is ALWAYS a good idea to look over what other people are doing successfully when filing a dispute, as emulating the efforts of others in any endeavor is a sure fire way to [...]

Jim Kemish asked: The Fair Credit Reporting Act (FCRA), and the Fair and Accurate Credit Transactions Act (FACTA) amendment to the FCRA of 2003, is the federal legislation that governs the credit reporting industry. Statutes of limitation for reporting time limits are provided by this legislation. Knowing how these time limits work is essential to [...]

Conleth Onu asked: It is often difficult for us when we have bad credit and not knowing where to start to get back on our feet again is even more frustrating.If you have bad credit, you might want to check into a few resources that can help you find a solution to your credit problem. [...]

Joseph Feross asked: There are good companies out there that can help you with credit repair. Their credit repair services are legal and they don’t look to get over on you by charging extravagant fees. They use good ethics and go about the proper way of helping you clean up your credit. They lay out [...]