credit repair blog – fix and clean credit

Tony Banks asked: Hundreds of people have gone through foreclosures and, interestingly, have bounced back from its effects. The fact that you had a challenge in this area means that it is most probably listed in your report. How do you raise your immune level to reduce the impact of such an account on your [...]

HiddenNewsMedia asked: I was wondering why I was being denied for a credit card! Come to find out my mortgage company is reporting the correct amount each month but the 3 credit bureaus are reporting that my mortgage is $4500 a month! Their mistake has caused my credit score to drop!Michelle

Patsy Rose asked: If you are surfing the web looking for information about credit repair, you will find free credit repair letters at several sites, but you will also find that there are software programs with “fill in the blank” type letters. Whether you choose to pay for a sample letter for credit repair or [...]

Lee Harrison asked: Did you know that credit repair could be accomplished without outside help? Your local library may contain the books you would need to help you rebuild or repair your credit score.To get started, you need to learn what your credit report says about you. You can gain this information by writing to [...]

Paul Sarwana asked: Many people find themselves trapped in bad credit due to various reasons, some due to misfortune while others suffer from this problem because of mismanagement of finances. No matter what may be the reason for bad credit, it is important for every individual to rebuild their credit rating.As many people have successfully [...]

Chris Rutherford asked: When you’re trying to fix your bad credit, you cannot afford to make mistakes that would be difficult, if not impossible, to undo and make the credit repair process longer and harder. The following are 5 common mistakes in credit repair and how to avoid them.1. Ignoring Collection LettersIt’s tempting when you’re [...]

Mike Geraghty asked: 1. Request all three of your credit reports from Equifax, TransUnion and Experian. You will most likely come across several errors as it’s estimated that up 70% of all credit reports contain errors. It’s likely that the information will vary between the 3 credit bureaus. You can order your credit reports free [...]

CreditSecretsBible asked: www.CreditRepairPublishing.com info from the Credit Secrets Bible CREDIT REPAIR FACTS and FALLACIES 6 Ways to Separate Fact From Fiction! Credit bureaus like experian, equifax and trans union are not government agencies. They are privately held for profit companies…. So many consumers freak out about their credit report and the credit bureaus. It’s the [...]

Patsy Rose asked: There are several credit repair forms that you may need if you are trying to increase your credit score on your own. Some of these credit repair forms are included in credit repair kits and credit repair companies have copies of these forms. There are no guidelines which are particularly critical to [...]

Mark Henry asked: A list of ten credit repair tips follows. This is by no means a complete list, maybe just enough to get you started.Credit Repair Tip #1 Look for free information before you buy anything. Did you know that the three major credit bureaus, Experian, Equifax and TransUnion, are required to provide consumers [...]