credit repair blog – fix and clean credit

by Smithsonian Institution Question by Lisa W: How long does it take to fix credit after paid all debts?I’ve had a credit card which I paid last year , a student loan that I got out of collections 6 months ago and had a car lent that went to collections which is also paid as [...]

Question by tkmcdaniel7: When paying old debts to clean up credit rating. Should one pay the original creditor or the collection agencyThe bankruptcy is to expire in the next few months. In order to clean up my credit, I need to pay off old non-discharged debts and some incurred since the bankruptcy. Should I pay [...]

Chris Rutherford asked: When you’re trying to fix your bad credit, you cannot afford to make mistakes that would be difficult, if not impossible, to undo and make the credit repair process longer and harder. The following are 5 common mistakes in credit repair and how to avoid them.1. Ignoring Collection LettersIt’s tempting when you’re [...]

Paul Rogers asked: With personal debt at an all-time high, a number of individuals have found that they have overextended themselves and have become immersed in debt. As their debt grows, they can’t help but get more and more behind and their credit score pays the price. If you are one of the many who [...]

Mike Clover asked: If you want to find an industry with a horrible reputation look no further than credit repair. Over the years I have seen countless companies coming to my office wanting me to send all of my applicants for a mortgage who had bad credit to them. Most of them stated the same [...]

Olivia asked: I am needing more help in removing charge-offs and collection accounts, as well as old, closed debts from my credit report in order to increase my score. Do credit repair agencies really work? I’m looking into a place in Chicago, Revolution Credit Services. Does anyone know anything about credit repair or this agency?Maria

Cindy Heller asked: We do at certain times, irrespective of how we try to settle our debts, found ourselves deeper into credit problem. Debt seems to be never ending and it rather easy to accumulate. It could appear to come out of nowhere if we are not careful with our budget and in no time [...]