credit repair blog – fix and clean credit

Nathalie Fiset asked: Credit companies always appeal to consumers who have poor credit history and they often promise to erase bad credit, to clean credit reports and even create new legal identity. But can they really help in repairing bad credit history?Here are some points to consider when deciding on seeking any help from credit [...]

Tony Banks asked: Hundreds of people have gone through foreclosures and, interestingly, have bounced back from its effects. The fact that you had a challenge in this area means that it is most probably listed in your report. How do you raise your immune level to reduce the impact of such an account on your [...]

Irena Bocheva asked: Clean credit history can only be achieved with the right amount of financial discipline, budget planning and dedication. At least that’s what the mainstream credit advisers preach. In reality there are easier and faster ways that can take you to a better credit. Here are 3 simple tips that will help you [...]

Hyder Khan asked: Are you being denied credit everywhere you go because you have bad credit? Are you being offered outrageous interest rates for a loan-refinance or for the purchase of a new home? In the United States, negative items remain on your credit report for at least 7 years. Did you recently run into [...]

Ian Hollander asked: In this article we are going to answer the proverbial question that many just starting out on the credit repair path ask: “can I fix my credit myself…or do I need to hire a credit repair company?”The answer is actually quite simple, and actually conforms with what the Federal Trade Commission recommends [...]

Vincent Polisi asked: If you want to learn how to fix credit fast, then you will want to read this article. Specifically, we will be discussing the first thing you need to do and what options you have to raise your score. When you are finished reading this article, you should be prepared to begin [...]

Joseph Feross asked: There are good companies out there that can help you with credit repair. Their credit repair services are legal and they don’t look to get over on you by charging extravagant fees. They use good ethics and go about the proper way of helping you clean up your credit. They lay out [...]

Jordan Hashem asked: Credit repair is almost an essential tool for credit survival. In recenet years, credit repair companies have experienced a surge in business that amounted to billions of dollars in annual revenue. A Consumer needs his or her credit repaired and a new credit repair companyopens up in hopes capturing a fraction of [...]

Ian Webber asked: Credit repair has its share of detractors, and perhaps for good reason. The FTC campaign against credit repair scams makes perfect sense. But for every consumer that has been disappointed by a questionable credit repair scheme, there are so many more that have benefited from the service of a genuine credit repair [...]

Ian Webber asked: Too Many ErrorsCredit repair serves a real purpose. Credit reporting errors are much more prevalent and costly than most people realize. Over half of all credit reports have errors on them that are serious enough to cause the victim to pay higher interest rates and even to be denied for financing. Credit [...]