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how to fix and clean your credit

Can you pay someone to fix credit report?

Action! asked: Is this an urban myth? I keep hearing stories of people paying some guy 500-1000 to fix their credit score. I have a friend who works at a Jag dealership. He claims that a guy came in trying to get financed for a car on Monday and it didn’t go through, but the [...]

Posted January 15th, 2011 in Personal Finance | 4 Comments »

How do I fix credit report when the credit card company is no longer in business?

INFLGal asked: I am in the process of trying to buy a home and recently reviewed my credit report. I noticed that one account was still reported as opened with a balance. About 4 years ago, I had a credit card account with Conseco Greentree Financial services. The balance was sold off to another company [...]

Posted January 6th, 2011 in Personal Finance | 4 Comments »

What do I need to do to fix my credit with collections in my report?

vrc asked: To make a long story short…i have pretty bad credit after having very good credit!!! There are things I plan on doing in the furture that requires good credit so i am trying to start fixing it! However, i have a couple of things that went to collections from maybe 4 years ago! [...]

Posted January 5th, 2011 in Credit | 3 Comments »

How to fix credit and raise credit score?

Lady asked: I’m trying to fix my credit and raise my credit score what are the steps to do that. I read that if you have any debt on your credit report over 2yrs. do not pay it because it lowers your credit score. Is this true.Earl

Posted January 4th, 2011 in Credit | 4 Comments »

How to Wipe Your Credit History Clean – Fast and Free

Ryan J. Taylor asked: Everyone has at least a few things on their credit report that they may not necessarily be proud of. But these negative marks do not have to remain on your report. There are some quick, easy strategies you can follow to wipe your credit clean and instantly boost your score as [...]

Posted December 17th, 2010 in Credit Repair Kit | Comments Off

Fix Credit Legally

Hyder Khan asked: Are you being denied credit everywhere you go because you have bad credit? Are you being offered outrageous interest rates for a loan-refinance or for the purchase of a new home? In the United States, negative items remain on your credit report for at least 7 years. Did you recently run into [...]

Posted December 17th, 2010 in Legit Company | Comments Off

How Do I Fix a Ding on My Credit Score? How to Remove Negative Credit and Boost Your FICO Scores

Darin Sewell asked: If you have just been denied a loan based on low credit scores you are probably wondering how do I fix a ding on my credit score? Well keep reading because the article below will give you a overview of what you need to do to clean up your credit and boost [...]

Posted December 9th, 2010 in Judgment | Comments Off

How Do Lawyers Clean Up My Bad Credit?

Tony Banks asked: You have seen the commercials and all the ads, law firms promising you they can clean up your credit rating for a fee, usually a monthly fee. A lot of people wander how they are able to accomplish this task and I hope to reveal just that in this article.The truth of [...]

Posted December 3rd, 2010 in Score | Comments Off

Can I Fix My Credit Myself? More Readers Questions Answered

Ian Hollander asked: In this article we are going to answer the proverbial question that many just starting out on the credit repair path ask: “can I fix my credit myself…or do I need to hire a credit repair company?”The answer is actually quite simple, and actually conforms with what the Federal Trade Commission recommends [...]

Posted December 1st, 2010 in New York City | Comments Off

7 Surefire Ways To Repair Bad Credit

Wesley Atkins asked: Do you have a poor credit rating? If so, you are one of tens of thousands of Americans with the same problem. In fact, it seems that this has become a national ‘disease.’ And just what do people need that have a disease? They need a cure.Here are some sure-fire solutions to [...]

Posted November 27th, 2010 in Counselling | Comments Off