credit repair blog – fix and clean credit

Darin Sewell asked: If you are reading this article then chances are you are asking yourself how can i fix my own credit report. You are also probably wondering if you need to hire a service to do it for you or are there ways to fix your credit yourself?The good news is that you [...]

Kristy R asked: I’ve heard bad stuff goes off your credit report after 7 years, so can you wait it out and have decent credit again after 7 years? Anyone know how that works or what to do to fix it?Ben

Kerry Hedden asked: If you are like many consumers you have really done a number on your credit rating. You don’t even qualify for a bad credit rating, in fact people probably laugh when you want to obtain credit. Whether your credit is destroyed because of no fault of your own like a family illness [...]

Shayne Sherman asked: Charge offs are bad debts that your creditor has disposed of. They will appear on your credit report with the words “Charge Off” written at the beginning of the file. The amount of the debt may be zero even though you know that you still owe a balance or there may be [...]

love_earth22 asked: I am getting sick of my bad credit ruining everything I try to do. At this point I am finally able to pay off my debt in order to fix this problem. I have heard stories of people paying off their debt but the company leaving them as unpaid on their credit report. [...]

Ry asked: I want to fix my credit report and pay off my bills, but don’t have the time to sit down and contact them all. Is there a company that would help in this task for me?Keith

Darin Sewell asked: If you have bad credit chances are pretty good that you that have been looking online for a way to increase your credit scores and clean up your credit report. During that search you probably stumbled across 37 days to clean credit and thought to yourself is 37 days to clean credit [...]

Michael Saunders asked: Regarding the ability to fix bad credit, consumers have a very important right found in The Fair Debt Practices Act. Namely, consumers have the right to have a collection account validated.Outlined in the FDCPA, there is a process known as validation and it is significantly different from the common process of verification. [...]

gabriel i asked: I am 30 years old and I have bad credit for many different reasons. I would list my excuses but it does not matter. I really want t to fix my credit. I have like 4 good accounts and the rest (12-15 accounts) are bad. They are all in collections and I [...]

Janet Brooks asked: When you need financing and can’t get it because of a Bad Credit Report, or No Credit or worse, Really Ugly Credit; 24hr Credit Repair is just a click of the mouse away.But before your consider how to repair your credit, it is important to know what type of repair is right [...]