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how to fix and clean your credit

Can I Fix My Credit on My Own? Understanding What is Needed For Successful Self Credit Repair

Darin Sewell asked: If you are reading this article then chances are you are asking yourself how can i fix my own credit report. You are also probably wondering if you need to hire a service to do it for you or are there ways to fix your credit yourself?The good news is that you [...]

Posted March 29th, 2011 in Husbands And Wives | Comments Off

How can you fix bad credit, can you wait it out until it disappears off your credit report?

Kristy R asked: I’ve heard bad stuff goes off your credit report after 7 years, so can you wait it out and have decent credit again after 7 years? Anyone know how that works or what to do to fix it?Ben

Posted March 7th, 2011 in Credit | Comments Off

Credit Cards Can Fix Your Horrible Credit

Kerry Hedden asked: If you are like many consumers you have really done a number on your credit rating. You don’t even qualify for a bad credit rating, in fact people probably laugh when you want to obtain credit. Whether your credit is destroyed because of no fault of your own like a family illness [...]

Posted March 2nd, 2011 in Seven Years | Comments Off

Fix Your Credit Report – Is it Possible to Have a Charge Off Removed?

Shayne Sherman asked: Charge offs are bad debts that your creditor has disposed of. They will appear on your credit report with the words “Charge Off” written at the beginning of the file. The amount of the debt may be zero even though you know that you still owe a balance or there may be [...]

Posted February 23rd, 2011 in Right Direction | Comments Off

How do I fix my credit and make sure my unpaid debt is taken off of my credit report?

love_earth22 asked: I am getting sick of my bad credit ruining everything I try to do. At this point I am finally able to pay off my debt in order to fix this problem. I have heard stories of people paying off their debt but the company leaving them as unpaid on their credit report. [...]

Posted February 21st, 2011 in Credit | Comments Off

Is there a company to help me contact my creditors to help fix my credit report?

Ry asked: I want to fix my credit report and pay off my bills, but don’t have the time to sit down and contact them all. Is there a company that would help in this task for me?Keith

Posted February 11th, 2011 in Credit | Comments Off

37 Days to Clean Credit – Is 37 Days to Clean Credit For Real and Can it Help Me Fix My Bad Credit?

Darin Sewell asked: If you have bad credit chances are pretty good that you that have been looking online for a way to increase your credit scores and clean up your credit report. During that search you probably stumbled across 37 days to clean credit and thought to yourself is 37 days to clean credit [...]

Posted February 9th, 2011 in Scheme Of Things | Comments Off

Fix Your Credit Report Without Paying a Cent

Michael Saunders asked: Regarding the ability to fix bad credit, consumers have a very important right found in The Fair Debt Practices Act. Namely, consumers have the right to have a collection account validated.Outlined in the FDCPA, there is a process known as validation and it is significantly different from the common process of verification. [...]

Posted January 26th, 2011 in Alot | Comments Off

I have bad credit and want to fix it myself?

gabriel i asked: I am 30 years old and I have bad credit for many different reasons. I would list my excuses but it does not matter. I really want t to fix my credit. I have like 4 good accounts and the rest (12-15 accounts) are bad. They are all in collections and I [...]

Posted January 21st, 2011 in Credit | 6 Comments »

24HR Credit Repair – Fix Your Credit Even At 3 In The Morning!

Janet Brooks asked: When you need financing and can’t get it because of a Bad Credit Report, or No Credit or worse, Really Ugly Credit; 24hr Credit Repair is just a click of the mouse away.But before your consider how to repair your credit, it is important to know what type of repair is right [...]

Posted January 19th, 2011 in 10 Years | Comments Off