credit repair blog – fix and clean credit

Cole3234 asked: I am trying to refinance my house while the rates are low. I was shocked when I found out how low my credit score was due to a delinquent account that is actually not delinquent. Besides disputing this, which could take up to 30 days, what else could I do to fix my [...]

Dr. Rockso asked: I think my credit score is funked up. I used to own a house and I missed a payment or two when I was laid off from my job. I sold it and I paid off all my credit cards. I recently applied for a credit card and was denied. I need [...]

HiddenNewsMedia asked: I was wondering why I was being denied for a credit card! Come to find out my mortgage company is reporting the correct amount each month but the 3 credit bureaus are reporting that my mortgage is $4500 a month! Their mistake has caused my credit score to drop!Michelle

april marie asked: When I was younger about 14 or 15 my parents got credit cards in my name (which i think is illegal but it was to help at the time) but hard times hit and they kept using them although we didnt have the money. So eventually she stopped using them but now [...]

Wesley Atkins asked: Do you have a poor credit rating? If so, you are one of tens of thousands of Americans with the same problem. In fact, it seems that this has become a national ‘disease.’ And just what do people need that have a disease? They need a cure.Here are some sure-fire solutions to [...]

oskieBoMajors asked: Fix credit report errors. The average Aamerican credit report score. Debt to high credit ratio too high and too many revolving credit card accounts. 721 beacon score.Sherry

saylasmommy asked: What is teh best credit card to get to help fix credit? My Credit score is not good…Like a 550…I Need to get a credit card but no one will approve me! Help!Carolyn

Luciano O asked: Most people do not recognize the importance of a high credit score until they are forced to use their credit scores to gain loans from creditors. Interest rates also tend to hike up if you have a poor credit score, or worse, your application for a credit card or a loan can [...]

Ezequiel Perez asked: One thing that many people do that is stupid in the credit world is to trash credit card offers. The reason is that this is a way to raising the credit limit of the person in general and can also give a credit rating an improvement. This can also tempt more preferred [...]

Tom Tessin asked: As a college student, you may find yourself becoming new to the whole credit card, financial world. After all, you’re a college student and a young adult; everyone has to experience something new one in a lifetime. The troubling thing that most students can find themselves getting into is that they ruin [...]