credit repair blog – fix and clean credit

Nikki asked: to fix credit and to build it what are the best options for me ???? And also if i hire somebody to fix it for me will it work will they do anything ???Lois

Malorie Claypool asked: I am in a problem fixing credit score. How can I fix credit score? I have been trying to fix my credit score for the last two week. But I have no clear idea, how to fix it. Please help me, how I can fix credit score?Raymond

Action! asked: Is this an urban myth? I keep hearing stories of people paying some guy 500-1000 to fix their credit score. I have a friend who works at a Jag dealership. He claims that a guy came in trying to get financed for a car on Monday and it didn’t go through, but the [...]

pluto asked: I have really really really bad credit…. collections on top of collections due to school loans that have been charged off. Are there any agencies that can help fix my credit? I can’t even get an apartment now.Katie

INFLGal asked: I am in the process of trying to buy a home and recently reviewed my credit report. I noticed that one account was still reported as opened with a balance. About 4 years ago, I had a credit card account with Conseco Greentree Financial services. The balance was sold off to another company [...]

Jacky Jelair asked: I need some help with my credit, but what are the top ways to do it? I need to get my credit fixed as soon as possible! Any help would be great!Terri

Ry asked: I have the money to do things right now, but don’t know where to start to fix things correctly? Is there any services to help me and guide me to pay things off and get my credit back??Vanessa

Aline B asked: Nearly a year ago I paid someone to repair my credit. She is licensed. I have a written contract. She has done nothing to help my credit and will not respond to email or telephone inquiries. How can I report her to state licensing agencies (Texas) and the credit bureaus?Diana

Jim Kemish asked: Credit Repair in Changing TimesCredit repair has the power to transform your financial life and help you meet creditor guidelines. We are in a period of hard economic times. For the last three years lenders have tightened their requirements. Consumers everywhere are finding it difficult to get home loans, automobile financing, and [...]

Ian Webber asked: An Urgent Need for Credit RepairCredit repair has become a necessity. Prior to the recession you could afford to have blemishes on your credit report; lenders didn’t really care. If your credit score was a little low you would simply pay a modestly higher interest rate. Not the end of the world. [...]